Terms of Service

Acceptance of Terms

By accessing and using aiinsurancetools.com ("the Site"), you agree to be bound by these terms of service. If you do not agree with any part of these terms, you should not use the Site. We may update these terms at any time; continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Content Accuracy and Disclaimers

AI Insurance Tools publishes reviews, comparisons, guides, and prompt templates related to artificial intelligence tools used in the insurance industry. All content on this Site represents our opinions based on independent testing and research. It is provided for informational and educational purposes only.

Not professional advice. Nothing on this Site constitutes professional insurance advice, legal advice, financial advice, or technology consulting. Our reviews reflect one team's experience testing specific tools under specific conditions. Your results may differ based on your organization's workflows, data, technical environment, and regulatory requirements. Always consult qualified professionals before making decisions about insurance operations, compliance, or technology procurement.

No guarantees of accuracy. We work to keep our content current and correct, but the AI tool market changes rapidly. Pricing, features, integrations, and vendor policies may change after we publish a review. We do not guarantee that any information on the Site is complete, accurate, or up to date at the time you read it. If you spot an error, let us know at hello@aiinsurancetools.com and we will investigate and correct it.

Reviews are opinions. Ratings, scores, rankings, and recommendations on this Site are editorial opinions. They are based on documented testing criteria, but they remain subjective assessments. Different organizations with different needs may reasonably reach different conclusions about the same tool.

Affiliate Disclosure

Some links on this Site are affiliate links. This means that if you click through and make a purchase or sign up for a service, we may receive a commission from the vendor at no additional cost to you. Affiliate relationships are disclosed on pages where affiliate links appear.

Affiliate commissions help fund the operation of this Site, including the time and resources required to test tools thoroughly. However, affiliate relationships do not influence our editorial content. We do not accept payment in exchange for favorable reviews, higher rankings, or preferential placement. Our testing methodology and editorial standards are described on our About page.

Intellectual Property

All original content on this Site, including text, graphics, logos, images, prompt templates, data compilations, and the overall design and layout, is the property of AI Insurance Tools or its content creators and is protected by applicable copyright and intellectual property laws.

You may share links to our pages freely. You may quote short excerpts of our content for commentary, criticism, or educational purposes with proper attribution and a link back to the original page, consistent with fair use principles.

You may not reproduce, distribute, or republish substantial portions of our content without prior written permission. You may not present our content as your own or use it to train AI models or build derivative datasets without authorization. For licensing inquiries, contact hello@aiinsurancetools.com.

Limitation of Liability

To the fullest extent permitted by law, AI Insurance Tools and its owners, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site, your reliance on any content published on the Site, or any actions you take based on information found here.

This includes, without limitation, damages related to purchasing decisions made after reading our reviews, technology implementations based on our guides, business outcomes from using prompt templates we publish, or service disruptions on the Site itself.

The Site is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Third-Party Links and Services

The Site contains links to third-party websites and services. These links are provided for your convenience and do not signify our endorsement of those sites or their content. We are not responsible for the content, privacy practices, or availability of third-party sites. When you follow a link away from the Site, you do so at your own discretion and are subject to the terms and privacy policies of the destination site.

Governing Law

These terms are governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms or your use of the Site shall be resolved in accordance with applicable law. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Contact

For questions about these terms, contact us at hello@aiinsurancetools.com.